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Finance your LLM with Future Finance

Future FinanceStudying for a Masters of Law is a great investment in your future – however sometimes students can find the initial outlay rather prohibitive. We have a great new financing option for you in the form of new funding experts Future Finance. Future Finance is here to help with tailor-made loans specifically designed for LLM students – offering a fantastic new alternative to a bank loan.

The Advantages Of Future Finance

Future Finance believes that money shouldn't get in the way of your career so they have launched a great range of loans for LLM students, which include:

  • Lower, capped repayments in study
  • 3-month repayment holidays
  • No early repayment fees
  • Interest rates starting at just 6%

Rather than simply approving postgraduate law students on the basis of credit scores, Future Finance bases their loan approval on your future earning potential upon completion of your Master of Laws. As you know an LLM degree is a great way to boost your earning potential – and this is why Future Finance places great value upon this qualification using your potential to give you really competitive loan rates.

Partnerships With Prestigious UK Law Schools

Since launching in 2014 Future Finance has formed partnership with two prestigious UK law schools – BPP Law and the University of Law – to offer postgraduate law students a tailor-made way to fund their LLM programs. As well as these law school partnerships, Future Finance also offers loans for law students across all accredited universities in the UK.

The Ideal Alternative To A Bank Loan

Future Finance is Europe’s first education specialist money lender, creating finance options for both postgraduate and undergraduate students from £2,000–£40,000 with a representative 10.1% APR (variable) to bridge the gap between government loans and the actual cost of studying a university program. Future Finance was launched in Ireland in May 2014, and has so far lent money to students from over 150 UK universities and is expanding on a daily basis – currently lending students over £1 million per week.

Representative example: 

Loan amount £9,700. Duration 11 years (10 years and 3 months after graduation). Origination charge £630.50. Total amount paid over life of the loan £16,272.43. Interest rate during studies 10.04% pa (variable).  Interest rate after graduation 8.04% pa (variable). Repayments  12 payments of £60/month (until 3 months after graduation); 119 payments of £129.59/month and 1 payment of £131.22. Security may be required by way of a guarantee.

Representative 10.1% APR (variable). Above rates are inclusive of LIBOR.

How Does A Future Finance Loan Work?

As an LLM student you can get a Future Finance Loan of between £2,000-£40,000 with an APR of 10.1% variable – although depending on circumstances and credit ratings, rates can be as low as 6%. These affordable interest rates make Future Finance much cheaper than the payday loans on the market. Plus it is also competitive with bank loans, whilst offering some unique features for Master of Laws students that the bank loans don’t offer – such as a repayment holiday. The repayment terms offered by Future Finance have been uniquely created with students in mind, and once they have graduated LLM students have up to ten years to repay their loan, and during this time they can take up to four payment holidays lasting up to three months each.

Work Out Your Budget

Many LLM students find it necessary to get additional funding to help with tuition fees and living costs while completing their Master of Laws, and Future Finance is a great option. However, before starting your LLM it’s important to work out your budget so you know how much money you will need for the duration of your Master of Laws.

“Figuring out your total costs, over the full term of your LLM course, is really important,” says Brain Norton, CEO and founder of Future Finance. “Look at your tuition fees and set a budget for your expected monthly living costs. You can then explore options for plugging any funding gap you might have. Getting your finances in order early and planning long term will help put your mind at ease later on when you need to be totally focused on your studies. Plus, it can get you into excellent financial habits and help you build a solid credit history.”

Simple Online Application

Applying for a Future Finance loan is a really easy process – in fact it can be done online as long as you make sure you have the correct supporting documentation to hand.

You will need:


Proof of your postgraduate course

Summary of income

Passport selfie

As well as these four essentials you may find you need a guarantor’s support – particularly as students often don’t have a great credit score – and by having a decent guarantor in place this could actually lower your APR. After you have applied for a Future Finance loan you should receive a no-obligation loan quote, which won’t affect your credit score. So if you are concerned about financing your Master of Laws program explore your options with Future Finance.

Disclaimer: Please note a variety of student funding options are available and we advise you to research all your options thoroughly before making such a commitment. accepts no responsibility for your choice of loan and does not endorse or support Future Finance. 

Future Finance is authorised and regulated by the Finance Conduct Authority (FCA). Interim Permission Reference Number 661722.